FACTOR CLUB

Invest directly in high yield financing backed by cash flows and receivables from small to middle market businesses nationwide

1st Rule of Factor Club: GET IN to FACTOR CLUB!

You must be an institutional or accredited investor to access the Factor Club Marketplace

Commercial Financing Marketplace

AI Driven Scoring Model

Credits are Analyzed, Scored & Ranked by deep AI driven credit & cash flow analytics

Yields Up to 20%+ APY

Select from individual SME financing contracts to build a diversified portfolio with yields up to 20%+ APY 

$25,000 to $250,000+ Contracts

Broad contract size range to invest in, with wide national exposure to multiple product types & business sectors

6 to 36 Months Terms

Short, Medium & Long term contracts with daily & weekly fully amortizing/self-liquidating repayment schedules

1st Rule of Factor Club: GET IN to FACTOR CLUB!

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You must be an institutional or accredited investor to access the Factor Club Marketplace


Loans not securities. Loans listed, sold or purchased through FactorClub's marketplace platform are not "securities" under any federal or state securities laws, and are not registered with the Securities and Exchange Commission under the Securities Act of 1933 or with the securities commissioner of any state. This is not an offer to sell or a solicitation of an offer to buy, any security.

Not an exchange. FactorClub is a private U.S. loan transaction platform intended solely for sophisticated institutional loan purchasers. FactorClub is not an “exchange” under the Securities Exchange Act of 1934. Participation on FactorClub is subject to documentation with FactorClub's terms and conditions. 

No tax, legal, accounting or investment advice. This not intended to provide, and should not be relied on for, legal, tax, accounting or investment advice.

Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed. 

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